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Let’s Talk Money
(..but not in a scary way!)
If you're here, you're probably dreaming about a new home — and that dream starts with understanding what you can afford. Talking to a lender might sound intimidating, but I promise it’s not. Getting pre-approved is actually the first and most empowering step in the homebuying process. It doesn’t lock you into anything, and it’s never “too early” to start.
My trusted lender partner offers free credit coaching, personalized loan guidance, and will walk you through your options without pressure. Think of this as a friendly financial check-in to get you home-ready — whether that’s next month or next year.
Who Your Call Will Be With
Kyle Rohrbaugh | NWMLS # 263508
Cross Country Mortgage
With 20 years in mortgage and over $1 Billion in funded loan volume, I’m focused on advising clients towards wealth creation and skillfully guiding them through an efficient loan process. As part of our Gig Harbor, WA branch at America’s #1 Retail Mortgage Lender, I’ve helped over 2800 families with their home financing needs.
Consistently ranked in the top 1% of loan originators nationally, I take care of the mortgage needs of my clients with dedication and expertise. We’ll discuss a variety of programs including jumbo, conventional, FHA, and VA to find the best fit for your goals. From application to closing and beyond, I’m here to provide a seamless mortgage experience.
When I’m not structuring mortgages, I enjoy spending time with my family, getting out on the water, or cheering on my Seattle sports teams.
Why Pre-Approval Comes First
Know Your Budget – No guessing. Know what homes you can confidently afford.
Strengthen Your Offer – Sellers take you seriously when you're pre-approved.
Avoid Surprises – Address credit or debt early so you’re ready when the right home pops up.
You don’t need perfect credit, a huge down payment, or all the answers. That’s what this call is for. Whether you’re buying in 2 months or 2 years, this step gets you on the right path.
Pre-Approval Isn’t Scary – It’s Smart
What My Lender Helps With (For FREE!)
✔ Credit review & free improvement plan
✔ Help understanding what you qualify for
✔ Custom loan options (VA, FHA, Conventional, etc.)
✔ Down payment assistance (if applicable)
✔ Answers to all your money questions